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Credit Risk Management

Credit risk management for a changing business landscape. Predictive credit risk throughout customer lifecycle to control and reduce exposure to bad debt powered by advanced behavioural modelling, customer lifecycle analytics, dynamic credit limits, predictive risk scores, and other critical credit data.
BENEFITS

Rapid Risk Identification And Elimination

Designed to provide wide-ranging risk analysis end-to-end in cases such as bad debt prediction, usage prediction, and anomaly detection, leveraging time-series decomposition and behavioral understanding to flag key credit risks.
 
 
ICON_DATA QUALITY > Creditworthiness Assessment

Enhanced credit risk validation from application/POS and throughout customer lifecycle with patented scorecard technology and ActivML's AI/ML predictive analytics.

 
ICON_REDUCE BAD DEBT > Reduce Bad Debt

With real-time multi source data control exposure to bad debt with dynamic credit limit setting, enhance subscriber experience with early warning of high spend, reduce fraud losses.

 
ICON_FAST RECOVERY 2 > Fast Recovery

Enhance effectiveness of pre-emptive action as well as dunning through accelerated workflow and automation of decision-making processes with AI machine learning technology.

 
ICON_ENHANCED CUSTOMER EXPERIENCE > Enhance Customer Experience

Affordable credit, bill shock prevention, and service continuity through flexible balance payments.

 
ICON_Integrated Network Signaling Analysis > Dynamic Dashboard & Reporting

Creating real-time value from your rich data set with configurable drill-down to provide multi-level information viewing.

 
ICON_CONFIGURABLE CONTROL > Configurable & In-House Control

Fully customizable solution and enables your business to build and update risk models internally.

 
 
FEATURES

Risk Prediction Models Built On Machine Learning Technologies

The adaptive learning model, combined with customizable AI/machine learning models, business rules and credit profiling, offers an effective credit risk management solution that meets and adapts to the unique requirements of your business.
 
> Credit Risk Prediction

Application POS real-time credit scoring for product offering with additional analytics identifying high-risk links to offenders or bad agents with notable risk profiles.

 
> Dashboards & Reporting

Clear and comprehensive audit trail, including data received, progress on cases, and actions taken.

 
 
> Dynamic Credit Profiling

Credit behavioural profiling, offering an instant view of a customer’s spending behavior, credit limits, exposures, and tolerance over time.

> Treatment Workflow Automation

Automated monitoring providing analysis of change and adapts to build understanding of high-risk customer behavior over time.


 

> Case Management

Comprehensive oversight and case management tool, with KPI dashboards and data mining capabilities.

> Credit Limit Manager

Flexible alternative to fixed credit limits that the customer cannot exceed with alerts for breaching limits.

> Bad Debt Exposure Reduction

Control and reduce overall exposure to bad debt.

 
> Bill Shock Protection

Tracking usage and measuring against spending limits.

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CASE STUDIES

We deliver tailored solutions by deeply understanding each client's unique needs and requirements.